FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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Certificates of Deposit

Certificates of Deposit allow you to plan your savings by providing guaranteed returns that you can access on a set maturity date. We offer a range of Certificate of Deposit Terms, each designed with a particular goal in mind.

 

All of our CDs are FDIC Insured.

Account Details:

 

  • Competitive interest rates.

  • Certificates of Deposit from 3 months to 5-year Terms.

  • Minimum Deposit of $2,500 to open.

 

Traditional IRA Accounts

An Individual Retirement Account is a special savings plan with tax-free growth designed to save for retirement. We suggest that you contact your legal and/or tax advisors.

Account Details:

  • Competitive interest rates.

  • Selection of terms.

  • Tax-deferred earnings.

Roth IRA Account

Roth IRAs are non-deductible accounts, which feature tax-free withdrawals for certain distributions after a five-year holding period. When saving for retirement, consider you pay taxes on contributions, but all withdrawals are tax free, provided you meet certain conditions. We suggest that you contact your legal and/or tax advisors.

Account Details:

 

  • Competitive interest rates.

  • Selection of terms.

Call us at 305.375.8442 or visit your nearest Intercredit Bank Office and speak with one of our banking professionals.