FDIC-Insured - Backed by the full faith and credit of the U.S. Government
A hassle-free account
Accessibility. Convenience. Efficiency.
Business checking options that meet your evolving needs.
Let’s find the right one for you.
All of our Business Checking Accounts include at no cost:
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Online Banking
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Bill Pay
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Mobile Banking
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eStatements
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Unlimited Check Writing
Take a look at our Comparison Chart for a side-by-side view.
Business Checking Account
For control and oversight of business’ balances with moderate to high checking activity.
Account Details:
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Minimum opening deposit $1,000.
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Maintenance fee $15.
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Maintain daily balance of $2,500 each day within statement cycle to avoid maintenance fee.
Small Business Checking Account
Simple to use and ideal for businesses with lower volume of transactions.
Account Details:
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Minimum opening deposit $500.
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Maintenance fee $12.
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Maintain daily balance of $1,000 each day within statement cycle to avoid maintenance fee.
Business Money Market Account
An account combining the best of both a commercial checking account and a commercial savings account. It earns interest and allows for a limited number of transactions per statement cycle.
Account Details:
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Minimum opening deposit $2,500.
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Maintenance fee $15.
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Maintain daily balance of $2,500 each day within statement cycle to avoid maintenance fee.
Account Comparison
Product | Business Checking | Small Business Checking |
Description | Businesses with higher volume of activity | A simple, everyday business checking |
Minimum to Open | $1000 | $500 |
Interest Bearing | No | No |
Monthly Fee | $15 | $15 |
Balance to Avoid Fee | $2,500 | $1,000 |
Activity Fees | Up to 100 debit transactions per statement cycle at no charge, $0.25 per additional | No |
Call us at 305.375.8442 or visit your nearest Intercredit Bank Office and speak with one of our banking professionals.
Debit Cards
Access your funds at any time using your
debit card.
Debit cards are connected to your personal checking account allowing
immediate access to your funds.
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Accepted anywhere that Visa is accepted.
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No fee ATM transactions at all Presto! Network locations.
Not available for Savings and Money Market accounts.
